Disabilty Insurance
Get the right coverage to protect your loved ones!
Your lifestyle depends on the income you earn. Would you be able to maintain your lifestyle if you become disabled due to injury or illness?
Why do you need Disability Insurance?
Disability insurance can help protect you and your family from an unexpected illness or accident that leaves you unable to work and earn an income.
Generally, disability insurance replaces between 60% and 85% of your regular income, up to a maximum amount, for a specified time if you:
- temporarily can’t work
- are permanently disabled due to an injury or illness
If you’re self-employed, you can also get disability insurance that will cover many of your business expenses if you’re unable to work.
You’ll need to renew your insurance every few years.
Short-term disability coverage typically provides benefits for up to 6 months while you’re sick or injured.
Long-term disability insurance benefits generally begin when the following benefits end:
- Disability insurance
- Sick leave benefits from your employer
- EI benefits
Each disability plan is different. Please call for more information.
Still have you any problem for solutions?
For any inquiries relating to insurance services feel free to speak to me personally by call during business hours.
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