Investments
Get the right coverage to protect your loved ones!
Term life insurance pays a death benefit if the person insured dies within a specific period of time or before you reach a certain age.
The length of your coverage can be either for:
- A fixed period of time, such as a term of 10, 20, 30 or 40 years
- Until you reach a set age, such as 65 years old
Why do you need Term Life Insurance?
Life insurance can be used to meet many potential financial needs. Here are some of the key ones:
- Income replacement. If your family relies on your income, life insurance proceeds can provide the money your spouse or dependants need should you die unexpectedly.
- Repayment of debts. This includes a mortgage, ensure your dependants don’t have to sell the house and can maintain their standard of living.
- Child care and education. This includes daycare and ongoing costs and post secondary school expenses.
- Funeral expenses and estate fees. Even a modest funeral can cost thousands of dollars, and estate costs – such as probate and executor fees – can add thousands more. Life insurance can provide your dependents or your estate with the cash it needs to settle these expenses – without the sale of key estate assets.
- Estate planning. Life insurance is often used to meet longer-term estate planning needs, such as covering capital gains taxes due at death or providing a guaranteed pool of money for a beneficiary, such as a disabled dependant.
Still have you any problem for solutions?
For any inquiries relating to insurance services feel free to speak to me personally by call during business hours.
Head office address:
290-5000 Rue Jean-Talon O, Montréal, QC H4P 1W9, Canada
Call for help:
450-801-5100
Mail for information:
experiorfinancialservices@gmail.com