Permanent Life insurance

Get the right coverage to protect your loved ones!

Permanent life insurance

Permanent life insurance gives you coverage throughout your lifetime. Your survivors will get payment if you die at any time while your insurance policy is in effect.

Why do you need Permanent Life Insurance?

Permanent life insurance policies build up a cash value. This means you’d get a cash value back (less than the amount you paid in premiums for the insurance costs) if you cancel your policy.

Whole life insurance

Whole life insurance is a type of permanent life insurance that provides you coverage for your life time.

Your premiums won’t change as you get older. Your policy will often have a guaranteed minimum cash value.

Universal life insurance

Universal life insurance is a type of permanent life insurance that combines life insurance with an investment account. The investment account has a cash value. Withdrawals, as well as loans, may be permitted.

The death benefit and cash value of your investment account may increase or decrease depending on the:

  • types of investments you choose to hold in your account
  • returns on those investments

You can also select how your premiums are invested. You can increase or decrease your premiums within the limits specified in your insurance policy.

Still have you any problem for solutions?

For any inquiries relating to insurance services feel free to speak to me personally by call during business hours.

Head office address:

290-5000 Rue Jean-Talon O, Montréal, QC H4P 1W9, Canada

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